Yes, ready-made companies we sell have usually bank account opened in Swedbank. In order to use the account by the client the bank compliance procedures must be done.
Opening/activating the bank account might take days or even weeks. Starting from December 2016 banks take KYC (Know Your Client) process very seriously and opening account involves answering many questions about involved persons and probable business transactions.
According to our experience practically all clients get accounts opened but there is no longer a guarante that the corporate bank account will be opened automatically like it was before.